container image

Give yourself peace of mind with a pre-paid funeral plan from Kenna and Turner-Find out more here

Funeral Finance Options

Funeral finance services can be a big help for people who need a helping hand with the cost of funeral services. Learn more about the process and how to apply for finance here.

Contact Us Today

Finance Options for Funerals in Wirral

Funeral Finance provides financial support for the funeral service of your beloved, allowing you to focus on what’s truly important. Affording a funeral service can be a concern for families, which is why we accept funeral finance to help you out.

By applying for funeral finance, you can take advantage of the following benefits:

  • An initial 3-month grace period without any payments.
  • Interest-free finance for the first 3 months.
  • Option to settle the full amount without additional costs within the first 3 months.
  • Reasonable monthly repayment plans after the initial 3 month period.

Secure Your Future Today with a Pre-Paid Funeral Plan

Prices starting from just £19.01 p/m

Pre-paid Funeral Plans
An old couple planning their funerals

Understand How Funeral Finance Operates

Funeral Safe offers financial assistance ranging from £500 to £7500, with interest rates ranging from 15.9% to 24.9% APR depending on your circumstances and credit status. Repayment terms range from 12 to 60 months, offering you affordable solutions for the cost of funeral services.

During the initial three months, you have the option to clear the account partially or fully without additional charges. After the free three-month interest-free period your selected monthly payment plan will begin.

An example of how funeral finance loans work: If you take out a loan of £2500 with a monthly repayment of £227.45 over a period of 12 months at an annual interest rate of 10.20% fixed, the equivalent APR representative would be 19.9%. The total amount repayable would be £2754.50.

Please note that the interest rate offered to you may vary based on your personal circumstances, which will be assessed when you apply for the loan. Funeral Safe finance is available to UK residents aged 21 and above and is subject to credit status.

The APR rates for Funeral Safe finance range from 15.9% to 24.9% based on circumstances and are fixed for terms of 1 to 5 years. Funeral Safe Limited is located at Alton Business Centre, Valley Lane, Wherstead, Suffolk, IP9 2AX, and is authorized and regulated by the Financial Conduct Authority. Information accurate as of 10/01/2023.

The below table is guidance only.

£1,000 £2,000 £3,000 £4,000 £5,000 £6,000 £7,000
3 months no repayments & 0% interest or 3 months no repayments & no interest
12 £90.13 £180.26 £270.39 £360.52 £450.65 £540.78 £630.91
24 £48.39 £96.78 £145.17 £193.56 £241.95 £290.34 £338.73
36 £34.57 £69.15 £103.72 £138.30 £172.82 £207.45 £242.02
48 £27.74 £55.48 £83.22 £110.96 £138.70 £166.44 £194.18
60 £23.70 £47.40 £71.09 £94.79 £118.49 £142.19 £165.89

How to Apply for Funeral Finance

There are multiple ways to apply for funeral finance if it is something you feel you need. You can get an estimate of the cost of your funeral service by using our funeral quote calculator.

Some of your options include:

  • With our team at Kenna and Turner. Once you make contact with our team of funeral directors, we can assist you with an application to receive funeral finance together. Find our contact details by clicking the button below.
  • Apply for funeral finance online. You can check whether you are eligible for funeral finance by filling out an application form online today.
Get in Touch

Financing a Funeral FAQs

We have answered some frequently asked questions about funeral finance services to help you understand the process below.

Can I apply for funeral finance?

Funeral finance is typically available to UK residents aged 21 years and over and is subject to credit status.

How much can I borrow for a funeral loan?

The top amount you can borrow for a funeral loan is typically £7500 depending on your personal circumstances.

What is the interest rate for a funeral loan?

The interest rate for a funeral loan can vary based on the lender and your personal circumstances, but typically ranges from 15.9% to 24.9% APR.

How long do I have to repay the loan?

Funeral finance is typically available over terms of 12 to 60 months, with repayments made on a monthly basis.

Is there a credit check involved in applying for funeral finance?

A credit check is part of the application process for funeral finance.

How do I repay a loan?

Repayments will leave your bank account automatically on an agreed date with the funeral finance company.